Frequently Asked Questions about Advance Payday Loans

What are Advance payday loans also called cash advances?

A payday loan is a short term financial device intended to help people cover their bills or unexpected expenses during a temporary loss of income or a time of financial duress. Payday loans are secured against future sources of income such as money from your everyday job.

How does a person become qualified?
Payday loans are one of the easiest types of loans to qualify for. All you need to do is meet all of these requirements:

- Have a job or a regular source of income
- Your weekly income is at least $350
- Have an active bank account with direct debit enabled
- You are at least 18 years old as well as an Australian Citizen

How long does it take to get my advance payday loans?

Applicants will receive approval within 60 minutes. After that, funds will be electronically transferred into your back accountt.

What if my credit is bad or I’ve filed for bankruptcy?
Because payday loans are secured against your income from work there is no need for a squeaky clean credit record, so whatever your financial situation is like there’s an excellent chance you’ll be approved for a loan.

Do I need to have direct deposit enabled on my account?
Yes. This is the best way to ensure the fast transfer of funds to your account.

Do you charge any sort of application fee?
Advance Payday Loans does not charge an application fee.

Is it safe to apply for payday loans online?
Absolutely. Please see our security page for more information on this subject.